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Open banking and open finance

Open banking and open finance is helping fuel a revolution in financial services.

Explore open banking solutions
 

Open banking can provide people with more convenient ways to view and manage their money and simpler ways to access credit or personalized deals and rewards. Open banking can also power different kinds of payment services, such as payments in video games or using business accounting apps.

What is open banking?

Open banking is helping fuel a revolution in financial services. Sometimes it's called open finance; some people talk about open data. Fundamentally, it puts you in control: Share secure access to your financial account data for improved convenience and reward.
Read the essential guide

OPEN BANKING TRACKER

Chart the growth of open banking in Europe

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Q4 2021
March 2022
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Q3 2021
October 2021
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Q2 2021
July 2021
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Q1 2021
April 2021
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Q4 2020
January 2021
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Q3 2020
October 2020
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Q2 2020
July 2020
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Q1 2020
April 2020

INSIGHTS

Open banking news and perspectives

Discussion
Combatting fraud in open banking with Konsentus
DISCUSSION
The evolution of open banking with the EPA
story
Post-pandemic reality: Why open banking is the new normal
STORY
Interest in open banking has been catalysed
STORY
The commercialisation of Open Banking
story
Tackling fraud in the age of Open Banking

Open banking solutions

Mastercard Open Banking Solutions connect and protect ecosystem participants to provide frictionless account information and payment initiation services.
Open banking solutions