Research and reports

Data insights into the markets, people and businesses we support.
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Identity
Trusted transactions: Elevating authentication with smarter risk decisioning

Inconsistent payment authentication in unregulated markets harms businesses and consumers. This ebook shows how to enhance security and fraud prevention, boost acceptance rates and improve customer experiences with strategic friction.

Real-time payments
What’s next for real-time payments

As real-time payments (RTP) expand globally, Mastercard is at the forefront of providing businesses and consumers with greater choice and flexibility in their transactions.

Real-time payments
High speed, high stakes: Navigating liquidity in an era of volatility

As real-time payments (RTP) gain momentum globally, bank treasury departments face increasing challenges in managing liquidity and cash flow.

Cybersecurity
Network disruptions: It’s not a matter of if — it’s when

Our advanced payment resiliency solutions are addressing the potentially catastrophic effects of a network disruption and helping protect your organization against the disastrous implications of a network outage on your revenue and reputation.

AI
APIs, automation and AI

Merchant losses to online payment fraud are expected to reach $343 billion between 2023 and 2026; APIs, automation, and AI are all integral to an effective fraud detection strategy.

AI
Decision Intelligence – beyond Mastercard

Mastercard Decision Intelligence (DI) is a revolutionary tool for assessing risk and optimizing approvals using a fraud risk score that consistently maintains a high level of accuracy, providing cardholders with a consistent experience while reducing issuer costs.

Sustainability
Traversing cities seamlessly

Open-loop payments support urban mobility in the Netherlands, the Maldives and beyond.

Open banking
Orchestrating open banking in the U.S.

At the convergence of regulation and consumer demand with the implementation of section 1033 of the Dodd-Frank Act.

Cyber Risk Management
An ecosystem approach to cyber resilience

A reorientation of third-party risk management around “us” instead of “me versus them”.

Retail payments
Click to Pay: An ecommerce counterpart to contactless cards

Now is the time for the benefits of offline taps to come to online clicks.

Chargeback Prevention
The brink of transformation: What's next for digital banking?

Gain valuable, actionable insights into the future of digital banking with our 2024 Trends Report. Discover shifting consumer attitudes, upcoming innovations and the keys to driving better financial performance.

Real-time payments
Uniting against account-to-account fraud. Lessons from real-time markets

We explore solutions and strategies, offering insights and recommendations to stakeholders across industries as they work together to safeguard the integrity of real-time payments and protect consumers and businesses from fraudulent actors.

Identity
Facilitating trust, driving growth and providing great customer experiences

Discover how mastering identity verification can transform your business in our latest study by Vanson Bourne, commissioned by Mastercard.

Identity
Paladin vendor report: Navigating the fraud prevention landscape

This report explores a wide range of vendors and their offerings, helping merchants navigate the complex landscape and choose the right tools to protect their businesses.

Identity
Account takeover: Chronology of an attack

Discover the timeline of an ATO attack. This infographic reveals the stages of an attack and how to prevent fraud.

AI
The power of today’s market ready AI to reduce transaction fraud

Discover how one of the most robust global network data sets is empowering transaction fraud detection

Identity
Strategies for the application fraud arms race for financial institutions

Over 50% of fraud executives report application fraud as a top pain point, and it is only getting worse. This report examines trends in application fraud, how financial institutions are managing risks and what investments in application fraud controls will ease the pain.

AI
Market-ready AI for transaction fraud monitoring datasheet

Learn about this solution that makes implementing AI an easy and efficient process. Enriched with Mastercard’s global network intelligence, it makes decisions in the moment without having to draw data from its own or other networks during the transaction.

Identity
Do consumers trust online payments?

Discover the payment methods consumers prefer and why. Learn how to provide a secure and convenient checkout experience to boost your e-commerce sales.

Identity
Trends in account takeover fraud for 2020 and beyond

Uncover the evolving landscape of ATO fraud and discover effective strategies to protect your financial institution.

Identity
The new criminal toolbox

Uncover the tools and tactics of modern cybercriminals in this report on the evolving landscape of digital fraud and threats