Open banking readiness index

The future of open banking in Europe

2021 report

Open banking is playing a significant role in stimulating innovation in financial services, implementing immediate payment services, and launching digital payment service schemes enabling payments directly from bank accounts.

This report, produced in partnership with Payments Cards & Mobile, explores the future of open banking in Europe. It compares ten European markets in terms of their regulatory readiness adopting the PSD2, their open banking API readiness, the digital infrastructure readiness and notable open banking innovation.

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