Welcome to Fast Forward – a series that takes you on a journey into the future of account-to-account (A2A) payments.
In a world where financial exclusion still affects millions, real-time payments are proving to be a transformative force.
Uncover the nuances of fraud and scams and equip yourself with essential tips to safeguard your digital life effectively.
The digital world has made it easier than ever to complete holiday shopping. However, behind the festive cheer and online convenience lurks an alarming rise in scams and fraud.
Boost your understanding of payment authentication systems across the Americas. Learn to enhance security while integrating regional markets. Perfect for fintech executives.
Learn about Mastercard's First-Party Trust program, designed to help merchants combat first-party friendly fraud while improving transaction security.
Over the past decade, the gig economy, an employment sector based on short-term contractors, has flourished.
As 2024 draws to a close, it’s clear that travel is back in a big way. This is the first year travel is expected to hit pre-pandemic levels. Closer to home, commuters are returning to trains and busses.
Trust plays a critical role in the digital economy. Learn how Scam Protect empowers businesses to combat fraud with advanced technology and collaboration to protect consumers from scams.
When talking about ISO 20022 –two terms consistently emerge: “Enriched Data” and “Structured Data”. Let’s explore what they mean, their benefits and why they matter.
The rising adoption of ISO 20022 and the increased demand for APIs has led to much innovation in the Financial Industry.
In Latin America, small and medium-sized enterprises (SMEs) are a critical business segment. They account for 99.5% of all companies and 25% of GDP.
In card issuing, as in hiking, there is often more than one way to the top. But there are signposted trails for good reason.
First-party fraud is surging, costing merchants billions. Learn how to identify and prevent this growing threat to your business.
Menu analytics enable restaurants to make smart decisions about how to optimize their menu. This report dives into best practices to help restaurants thrive.
Discover the risks and impacts of network disruptions for financial institutions and how to prepare for them. Read about three scenarios and how they can affect customer satisfaction and revenue.
Read our blog to learn about how AI for financial services helps prevent data fragmentation with strategic data orchestration.
ISO 20022 has been around since 2004 – and while it’s taken two decades, traction is finally being achieved to optimize and enhance the cross-border and high value payments space.
Financial institutions can inspire consumers to spend consciously, inform them about the impact of purchases, and enable them to choose sustainable options.
Open banking helps US small businesses access much-needed capital.
From premium seat selection and priority boarding to hotel and car rentals, ancillaries are driving growth for airlines. How can airlines balance ancillaries’ potential to create new revenue streams with the customer experience?
Value-added services for micro and small businesses help payment service providers stave off commoditization.
Revenue maximization and cost management help fintech companies shore up their backends for profitability.
The success of a financial institution’s target operating model hinges on four trends: profit maximization, digital transformation, partnership-based innovation, operational security.
Lessons from Mexico, Brazil, Colombia, Chile, Argentina and Peru on open banking and real-time payments.
How can businesses make better, more informed and more innovative decisions? Only the test-and-learn process can isolate a true cause-and-effect impact.
Profit is optimal and deposits are maximized by offering just the right interest rate for just the right product to just the right customer all of the time.
Predicted price increases, new traveler expectations and a growing focus on sustainability are making organizations rethink their T&E policies.
Learn about the significance of data quality in context with developing AI for accurate fraud risk scoring.
Here are the latest trends in transaction fraud for 2024 and how to use AI to protect your business and customers.
Brighterion was named winner in the 2023 AI TechAward’s AI-as-a-Service category for its market-ready AI models.
As telcos offer more services through acquisitions, vendors and third parties, they face rising cyber risks, increasing customer demands, and user identification challenges.
Discover how Mastercard Identity insights automate risk decisions and enhance identity verification while minimizing the impact on customer experience.
Learn about the latest C-SCRM guidance issued by the National Institute of Standards and Technology and how to strengthen your risk management program efforts.
Learn what risk asset valuation is and how its implementation can keep your organization more secure.
Don't be left vulnerable to skimming. Learn more about how to identify one of the high-profile cybersecurity scams and protect your data from its threat.
T&E management can't operate like it's 2019 again. Business travel needs new approaches to spend management, policy & procedures, ESG, and supplier performance.
Learn more about bot protection and how it can help you build a robust cybersecurity system. Explore our comprehensive guide now.
Learn about four of the most effective digital identity verification solutions that will keep your trusted users’ identities secure.
University of Oxford and RiskRecon by Mastercard plan to release a joint study examining cybersecurity capacity and online risk in governments. Learn more.
First-party fraud—when a cardholder purposely or accidentally disputes legitimate transactions—has been a growing problem in recent years.
Sustainable consumption can be empowered by carbon calculations and carbon compensations linked to payment card spending.
Put simply, identity proofing is the process a business undertakes to confirm the identity of a user making an online transaction. But in practice, the process is much more complicated than it sounds.
Our current digital world brings benefits and ease to daily life. Yet, with quick access to email, cloud backup and barrier-free work communication comes the dangers of online fraud.
Strengthen user authentication and efficiently identify fraudsters with the revealed role of behavioral biometrics technology.
Mastercard Healthcare Solutions utilizes responsible AI to strengthen fraud detection capabilities, enabling workforces to combat fraud, waste and abuse, protecting the integrity of healthcare systems.
Brighterion's Dr. Saeed Mirshekari discusses key features and categories of anti-fraud, waste and abuse (FWA) AI solutions.
Protecting your supply chain from disruption is vital in today's constantly evolving threat landscape. Learn how to keep your organization secure in the coming year.
With hundreds of thousands of decisions per second, Mastercard's AI-powered Decision Management Platform detects fraud and irregularities and wins 2020 CIO 100 award.
With dramatic global growth and expansion across ecommerce, fraud continues to surge. Let’s take a look at the trends and statistics you’ll need to know.
When a customer disputes a purchase on their debit or credit card—triggering the chargeback process—the merchant can try to stop the chargeback by proving the dispute is unwarranted.
Issuing and acquiring banks give their perspective on using AI to detect transaction fraud and A2A fraud including barriers along the way.
Every day, billions of users access new digital services—from ordering food on their favorite app to digitally opening a bank account to purchasing a new pair of sneakers online.
AI causes concern to banks and their customers over "black box" decisions. Brighterion's explainable AI provides transparent scores and the reasons for them.
KBA is an authentication method that is used to verify an individual’s identity before they can proceed with their login, onboarding or transaction.
In this article, we’ll look at A2A payment trends, outside influences, and how to assess and detect fraud.
Financial institutions are also performing spring cleaning in response to a new wave of fraudulent activity and innovative hacking methods — and many have uncovered the need to revisit foundational security practices.
Finextra reports acquirers want more secure payment systems to prevent transaction fraud. Brighterion AI offers an out-of-the box solution.
How businesses can secure the holiday shopping season through personalized user experiences.
How the event ticketing industry can respond to fraud without disrupting user experience.
Brighterion offers insights on DIY, off-the-shelf (market-ready) and custom AI models for fraud detection in the financial industries.
Discover how merchants can reduce friendly fraud and improve user experience. Learn how behavioral biometrics personalize security, prevent chargebacks and build trust with customers.
Discover how can businesses improve cybersecurity efforts through understanding the tactics fraudsters use most.
Mastercard’s market-ready AI solutions for acquirers are trained on global transaction data for superior fraud detection.
Does effective security have to come at the cost of user experience? Here’s how behavioral biometrics improves both.
The first step to reducing cybersecurity risks and improving user experiences? Aligning on what fraud looks and acts like.
Mastercard's artificial intelligence solution protects acquirers and PSPs from transaction-level fraud. Know 7 leading trends in CNP fraud.
Consider these three questions and reach out to our team if you’d like to discuss how to keep your mobile user experience streamlined and secure.
Tackle gaps in your device intelligence solutions with behavioral technologies — it’s as straightforward as getting a cup of coffee.
Human fraud: how behavioral biometrics can stop social engineering and malware scams that traditional fraud tools miss.
Protect yourself from application fraud, a growing threat costing the financial sector millions annually, by implementing early behavior profiling and effective detection strategies.
As we continue living much of our lives online, we need to close the security gaps in our identity ecosystem.
It’s getting harder to tell humans and robots apart. Mitigating sophisticated attacks is possible, but requires behavioral defenses.
By imitating your identity, fraudsters can take over your SIM card and access your accounts – before you realize it's happening.
Interview with Rosemary O’Neill for nudata Security (in the EU) a Mastercard company, by PYMNTS on fighting sim swap fraud.
While payment card fraud remains a major concern for issuers and merchants alike, there’s another far more costly problem confronting merchants and issuers today: friendly fraud.
Too often, security precautions add excessive friction, inconveniencing users by forcing them to fill out CAPTCHAs or jump through other hoops just to make a simple purchase.
Man-in-the-middle is a type of attack used by spy organizations and professional criminals alike to bypass passwords, steal login information, move funds.
You reuse passwords, add exclamation marks and are confident you won’t be hacked. Improve password hygiene for good passwords.
When a customer disputes a debit or credit card transaction, the card issuer must determine whether to provide that cardholder with a refund for the transaction amount—also known as a chargeback.
With Risk Based Authentication, a user’s risk is dynamic and non-stationary: determined by actions, using intelligent interdiction to stop fraud.
Customers today expect seamless online user experiences, but the threat of fraud complicates many businesses’ desires to accommodate these preferences.
Whether it is hackers using malware to steal almost a million dollars in cash from ATMs, or people taking advantage of images to copy the fingerprints and gain access to accounts, there is seemingly no limit to the creativity and growing sophistication of cybercriminals.
Your online company is getting lots of new online customers, but you don’t understand why fraud is going up. OAO or account creation fraud is probably to blame.
With the rise of e-commerce and the gig economy, new payment flows have emerged that have raised people’s need for and expectations of cross-border payments generally
