Blogs

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Innovation
How the test-and-learn process supports business innovation

How can businesses make better, more informed and more innovative decisions? Only the test-and-learn process can isolate a true cause-and-effect impact.

Travel
Overhauling travel & expense policies: New corporate priorities and traveler expectations

Predicted price increases, new traveler expectations and a growing focus on sustainability are making organizations rethink their T&E policies.

AI
Data quality for accurate AI fraud and risk scores

Learn about the significance of data quality in context with developing AI for accurate fraud risk scoring.

AI
Navigating sophisticated transaction fraud trends in 2024

Here are the latest trends in transaction fraud for 2024 and how to use AI to protect your business and customers.

AI
Brighterion market-ready AI named a winner at the 2023 AI TechAwards

Brighterion was named winner in the 2023 AI TechAward’s AI-as-a-Service category for its market-ready AI models.

Cybersecurity
How telecom providers stay ahead of third-party risk

As telcos offer more services through acquisitions, vendors and third parties, they face rising cyber risks, increasing customer demands, and user identification challenges.

Identity
Using data to optimize fraud prevention and customer experience across the payments ecosystem

Discover how Mastercard Identity insights automate risk decisions and enhance identity verification while minimizing the impact on customer experience.

Cyber Risk Management
NIST 800-161 rev. 1: How to build a cyber risk management program

Learn about the latest C-SCRM guidance issued by the National Institute of Standards and Technology and how to strengthen your risk management program efforts.

Cyber Risk Management
The art of cybersecurity risk asset valuation: protecting your digital assets

Learn what risk asset valuation is and how its implementation can keep your organization more secure.

Cybersecurity
What is skimming in cybersecurity?

Don't be left vulnerable to skimming. Learn more about how to identify one of the high-profile cybersecurity scams and protect your data from its threat.

Cybersecurity
Understanding bot protection and strengthening cybersecurity

Learn more about bot protection and how it can help you build a robust cybersecurity system. Explore our comprehensive guide now.

Identity
Four digital identity verification solutions you should know

Learn about four of the most effective digital identity verification solutions that will keep your trusted users’ identities secure.

Cyber Risk Management
Keeping governments secure: Upcoming Oxford University and RiskRecon research

University of Oxford and RiskRecon by Mastercard plan to release a joint study examining cybersecurity capacity and online risk in governments. Learn more.

Chargeback Prevention
First-party fraud: Why is it so hard to tackle?

First-party fraud—when a cardholder purposely or accidentally disputes legitimate transactions—has been a growing problem in recent years.

Identity
What is identity proofing and why does it matter?

Put simply, identity proofing is the process a business undertakes to confirm the identity of a user making an online transaction. But in practice, the process is much more complicated than it sounds.

Identity
Four essential SaaS features you need in fraud detection software

Our current digital world brings benefits and ease to daily life. Yet, with quick access to email, cloud backup and barrier-free work communication comes the dangers of online fraud.

AI
AI solutions for identifying fraud, waste, and abuse (FWA) in insurance claims

Brighterion's Dr. Saeed Mirshekari discusses key features and categories of anti-fraud, waste and abuse (FWA) AI solutions.

AI
AI and healthcare FWA: Enhancing efficiency and empowering SIUs

Mastercard Healthcare Solutions utilizes responsible AI to strengthen fraud detection capabilities, enabling workforces to combat fraud, waste and abuse, protecting the integrity of healthcare systems.

Cyber Risk Management
Deepening currents: What you need to know on managing supply chain risk in 2024

Protecting your supply chain from disruption is vital in today's constantly evolving threat landscape. Learn how to keep your organization secure in the coming year.

AI
AI-powered decision management key for global credit card security

With hundreds of thousands of decisions per second, Mastercard's AI-powered Decision Management Platform detects fraud and irregularities and wins 2020 CIO 100 award.

Identity
Ecommerce fraud trends and statistics merchants need to know in 2024

With dramatic global growth and expansion across ecommerce, fraud continues to surge. Let’s take a look at the trends and statistics you’ll need to know.

Chargeback Prevention
How can merchants dispute credit card chargebacks?

When a customer disputes a purchase on their debit or credit card—triggering the chargeback process—the merchant can try to stop the chargeback by proving the dispute is unwarranted.

Identity
When identity verification becomes a double-edged sword

The financial system’s reliance on antiquated identity verification is a double-edged sword, cutting into both new revenue streams while also exposing financial institutions to increased attacks.

Identity
From risk to compliance: The five steps to performing an AML risk assessment

Let’s take a deep dive into why an AML risk assessment is necessary and the best practices for conducting an effective AML risk assessment as part of a larger AML compliance program.

AI
Industry perspectives on AI and transaction fraud detection

Issuing and acquiring banks give their perspective on using AI to detect transaction fraud and A2A fraud including barriers along the way.

Identity
What is synthetic identity fraud and how does synthetic identity theft work?

Every day, billions of users access new digital services—from ordering food on their favorite app to digitally opening a bank account to purchasing a new pair of sneakers online.

AI
Explainable AI: From black box to transparency

AI causes concern to banks and their customers over "black box" decisions. Brighterion's explainable AI provides transparent scores and the reasons for them.

Identity
Why you need an alternative to KBA for identity verification in the digital age

KBA is an authentication method that is used to verify an individual’s identity before they can proceed with their login, onboarding or transaction.

AI
A2A payment trends, risks and fraud solutions

In this article, we’ll look at A2A payment trends, outside influences, and how to assess and detect fraud.

Identity
It’s spring scamming season: Take stock of your scam defenses

Financial institutions are also performing spring cleaning in response to a new wave of fraudulent activity and innovative hacking methods — and many have uncovered the need to revisit foundational security practices.

AI
Is global intelligence the answer for secure payment systems?

Finextra reports acquirers want more secure payment systems to prevent transaction fraud. Brighterion AI offers an out-of-the box solution.

AI
AI implementation strategy: DIY, off-the-shelf or customized solutions?

Brighterion offers insights on DIY, off-the-shelf (market-ready) and custom AI models for fraud detection in the financial industries.

AI
How anonymized and aggregated transaction data powers new AI models

Brighterion's market-ready AI solutions for acquirers are trained on global transaction data for superior fraud detection.

AI
Seven card-not-present fraud trends and ways to manage risk

Mastercard's artificial intelligence solution protects acquirers and PSPs from transaction-level fraud. Know 7 leading trends in CNP fraud.

Chargeback Prevention
What is friendly fraud?

While payment card fraud remains a major concern for issuers and merchants alike, there’s another far more costly problem confronting merchants and issuers today: friendly fraud.

Identity
How strategic friction lets brands balance security and convenience

Too often, security precautions add excessive friction, inconveniencing users by forcing them to fill out CAPTCHAs or jump through other hoops just to make a simple purchase.

Chargeback Prevention
What is a chargeback?

When a customer disputes a debit or credit card transaction, the card issuer must determine whether to provide that cardholder with a refund for the transaction amount—also known as a chargeback.

Identity
How to fast-track identity authentication without sacrificing security

Customers today expect seamless online user experiences, but the threat of fraud complicates many businesses’ desires to accommodate these preferences.

Money movement
Meeting the evolving expectations of economic migrants

With the rise of e-commerce and the gig economy, new payment flows have emerged that have raised people’s need for and expectations of cross-border payments generally

Money movement
Powering inclusive growth across Asia Pacific