Research and reports

In this new report from Mastercard and Financial Times Longitude, learn how the payments industry is adopting AI to accelerate payment fraud prevention.

Learn how data sharing can help secure transactions while delivering a speedy and seamless online purchase experience.

We surveyed over 2,000 consumers and 100 subscription business executives to learn how subscription businesses can reduce churn and drive loyalty.

Discover how 5,000+ consumers and business leaders approach online purchases, and the role of data sharing in building trust.

New research offers a global view of the 2025 chargeback trends and how to turn them into opportunities.

Financial institutions are ramping up their technology investments, prioritizing fraud detection and data-sharing initiatives. This proactive stance is crucial in building a resilient payments ecosystem capable of withstanding the evolving threats.

In a fast-changing technology landscape, how people pay and get paid is evolving and real-time payment systems are gaining momentum worldwide.

Secure, frictionless assessments are essential with the growing complexity of digital transactions. Our report explores how AI-powered solutions combat fraud and identify genuine customers faster.

Inconsistent payment authentication in unregulated markets harms businesses and consumers. This ebook shows how to enhance security and fraud prevention, boost acceptance rates and improve customer experiences with strategic friction.

As real-time payments (RTP) expand globally, Mastercard is at the forefront of providing businesses and consumers with greater choice and flexibility in their transactions.

As real-time payments (RTP) gain momentum globally, bank treasury departments face increasing challenges in managing liquidity and cash flow.

Our advanced payment resiliency solutions are addressing the potentially catastrophic effects of a network disruption and helping protect your organization against the disastrous implications of a network outage on your revenue and reputation.

Merchant losses to online payment fraud are expected to reach $343 billion between 2023 and 2026; APIs, automation, and AI are all integral to an effective fraud detection strategy.

Mastercard Decision Intelligence (DI) is a revolutionary tool for assessing risk and optimizing approvals using a fraud risk score that consistently maintains a high level of accuracy, providing cardholders with a consistent experience while reducing issuer costs.

Open-loop payments support urban mobility in the Netherlands, the Maldives and beyond.

At the convergence of regulation and consumer demand with the implementation of section 1033 of the Dodd-Frank Act.

A reorientation of third-party risk management around “us” instead of “me versus them”.

Now is the time for the benefits of offline taps to come to online clicks.

This report explores a wide range of vendors and their offerings, helping merchants navigate the complex landscape and choose the right tools to protect their businesses.

Over 50% of fraud executives report application fraud as a top pain point, and it is only getting worse. This report examines trends in application fraud, how financial institutions are managing risks and what investments in application fraud controls will ease the pain.

Uncover the tools and tactics of modern cybercriminals in this report on the evolving landscape of digital fraud and threats