Research and reports

Data insights into the markets, people and businesses we support.
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The brink of transformation: What's next for digital banking?

Gain valuable, actionable insights into the future of digital banking with our 2024 Trends Report. Discover shifting consumer attitudes, upcoming innovations and the keys to driving better financial performance.

Real-time payments
Uniting against account-to-account fraud. Lessons from real-time markets

We explore solutions and strategies, offering insights and recommendations to stakeholders across industries as they work together to safeguard the integrity of real-time payments and protect consumers and businesses from fraudulent actors.

Identity
Facilitating trust, driving growth and providing great customer experiences

Discover how mastering identity verification can transform your business in our latest study by Vanson Bourne, commissioned by Mastercard.

AI
Bridging the healthcare technology gap

Secure healthcare data and detect cybersecurity risks while reducing costs with Mastercard technology

AI
Advancing fraud protection with global network intelligence

Globally trained market-ready AI models can reduce transaction-level fraud and merchant risk.

Real-time payments
Settlement trends in real-time payment systems

We look specifically at the way that inter‑bank settlement processes are operating today and the trends we observe in the market.

A framework for the interlinking of instant payment systems

A view of governance, commercial and technical models that promote adoption, scale and viability of linked instant payments systems

Identity
Achieve a strong customer experience while beating fraud across the client lifecycle

Download this ebook to explore the challenges posed by evolving consumer expectations and sophisticated fraud tactics, and discover practical solutions for counteracting them.

AI
Eight steps to efficient transaction fraud monitoring

Mastercard and Finextra impact study report provides acquirers, banks and financial institutions 8 steps to efficient transaction fraud monitoring.

AI
AI perspectives: Transaction fraud

The payments industry is changing and fraud is evolving. Find out how businesses are responding.

AI
Market-ready AI offers a faster path to fraud mitigation

American Banker and Mastercard survey the banking sector for trends business leaders think will shape their industry and inform their 2024 business strategies.

AI
Empower fraud analysts to manage merchant risk: Five essential strategies

How global intelligence and AI can optimize your team, reduce fraud and improve profits.

AI
How AI and machine learning are helping to reduce transaction fraud and improve merchant monitoring

Optimize transaction fraud detection and merchant monitoring with dedicated AI solutions.

AI
Staying one step ahead of fraud, waste and abuse

Health plans are overwhelmed by fraud. Read our white paper to learn how to stay ahead of healthcare FWA with advanced AI technologies.

AI
Seeking approval - acquirers vs. transaction fraud

Transaction fraud has accelerated with the increase of online sales - read the Finextra report for industry insights on solutions currently being used.

Identity
Account takeover: Chronology of an attack

Discover the timeline of an ATO attack. This infographic reveals the stages of an attack and how to prevent fraud.

AI
Advancing fraud protection with global network intelligence

With the massive amount of data available, organizations look to AI to process that data and deliver actionable insights. AI is a powerful tool but development and implementation can take months or years resulting in unscalable, incomplete solutions, cost overruns and lack of on‑staff expertise.

AI
The power of today’s market ready AI to reduce transaction fraud

Discover how one of the most robust global network data sets is empowering transaction fraud detection

AI
Prevent and save: advanced AI for fraud, waste and abuse

Proven AI technology increases accuracy in healthcare fraud detection while minimizing false positives

AI
Market-ready AI for transaction fraud monitoring datasheet

Learn about this solution that makes implementing AI an easy and efficient process. Enriched with Mastercard’s global network intelligence, it makes decisions in the moment without having to draw data from its own or other networks during the transaction.

Enabling the conscious consumer

Consumers lack the information they need to grasp the environmental impact of their purchase decisions. Advances in technology, dynamic data analysis, and eco-labelling can help fix that.