how it works
Proxy Directory Service securely stores and maps unique recipient identifiers to their bank account information with a look-up time of less than a second
Success story
"With PromptPay, it's easy."
Thailand’s real-time mobile payment service provides small businesses with a low-cost way to accept digital payments using QR code or corporate ID.
Read moreOpen Banking solutions
Our directory services are available to financial institutions and third-party providers operating under open banking.
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Frequently asked questions
What is a payment proxy?
A proxy, or alias, identifies a recipient and their payment account using a simple alternative, such as a unique phone number, email address or citizen or corporate ID etc. It protects their sensitive account information and makes sending payments more intuitive.
Can customers pay using just a QR code?
With Proxy Directory Service, consumers can pay merchants using a printed or digital QR code. These little- to no-cost acceptance solutions not only support digital financial inclusion among micro-merchants and help large merchants provide more convenience payment options.
Can we send and receive payment without a PAN number?
With Proxy Directory Service, consumers and businesses can send and receive money using a recipient's QR code, unique ID or a phone number. All alias payment information is stored securely and transactions are tokenized, so sensitive information is never exposed.
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Find out more about our Proxy Directory Service
