Proxy Directory Service

A proxy, or alias, identifies a recipient and their payment account using a simple alternative, such as a unique phone number, email address or citizen or corporate ID etc. It protects their sensitive account information and makes sending payments more intuitive.

With Proxy Directory Service, consumers can pay merchants using a printed or digital QR code. These little- to no-cost acceptance solutions not only support digital financial inclusion among micro-merchants and help large merchants provide more convenience payment options. 

With Proxy Directory Service, consumers and businesses can send and receive money using a recipient's QR code, unique ID or a phone number.  All alias payment information is stored securely and transactions are tokenized, so sensitive information is never exposed.